ORIGINAL RESEARCH
Do E-Credit and Institutional Support Drive Climate-Smart, Environmentally Sustainable Practices in Punjab’s Agriculture?
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1
College of Economics & Management, Huazhong Agricultural University, No. 1 Shizishan Street, Hongshan District, Wuhan 430070, China
 
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Pakistan Agricultural Research Council, 1 Ataturk Ave, G-5/1, Islamabad 44050, Pakistan
 
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School of Tourism Management, Wuhan Business University, 300 Dongfeng Blvd, Cai Dian District, Wuhan 430118, China
 
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Business School, Huanggang Normal University, No. 146 Xinggang 2nd Road, Huanggang, 438000, Hubei, China
 
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Pakistan Agricultural Research Council, Social Sciences Research Institute, Jhang Road, Faisalabad 38850, Pakistan
 
 
Submission date: 2023-12-17
 
 
Final revision date: 2024-01-05
 
 
Acceptance date: 2024-02-02
 
 
Online publication date: 2024-06-28
 
 
Publication date: 2024-07-12
 
 
Corresponding author
Shengze Qin   

School of Tourism Management, Wuhan Business University, 300 Dongfeng Blvd, Cai Dian District, Wuhan 430118, China
 
 
Amar Razzaq   

Business School, Huanggang Normal University, No. 146 Xinggang 2nd Road, Huanggang, 438000, Hubei, China
 
 
Pol. J. Environ. Stud. 2024;33(5):5805-5817
 
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ABSTRACT
This research investigates the role of digital e-credit and institutional support in facilitating the adoption of climate-smart agriculture (CSA) practices among rural smallholders in Punjab, Pakistan. The study analyzes how e-credit, alongside institutional backing and farmers’ demographic attributes, influences the decision to embrace CSA practices and determines the extent of their adoption. Data from 420 farmers across five Punjab districts were analyzed using Multivariate Probit and Ordered Probit models. The findings emphasize the importance of e-credit and institutional support, including CSA training, soil testing services, seed certification, and market accessibility, to encourage the adoption of multiple CSA practices. In addition, the study establishes a positive correlation between the adoption of CSA practices and factors like farmer education, experience, landholding size, and tractor availability. The research underscores the need for enhanced access to e-credit, improved institutional infrastructure, and increased educational initiatives in rural areas to support climate-resilient farming practices.
eISSN:2083-5906
ISSN:1230-1485
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